|
The Risk Management Department is responsible for
identifying and minimizing the risks associated with County operations. The
Department acts as the in-house insurance company for the County. It performs the same functions as a commercial carrier
which includes offering property and casualty coverage, administering the County’s self-insured and insured programs, processing and paying claims, securing and supervising legal defense, providing loss prevention (safety) services, and providing risk reduction and cost containment services to County Departments.
Risk Management Organizational Chart
Specific functional areas and responsibilities include:
Administration and Fiscal
Services
-
Provides risk assessment on all County operations
and new department programs
-
Analyzes risk through actuarial studies and loss
reporting systems.
-
Develops and recommends self-insurance allocation
programs and premium rates
-
Develops and recommends deductibles and
self-insured retentions.
-
Provides cost-benefit analysis on risk management
programs and training
-
Develops insurance specifications; solicits Request
for Proposals; procures and maintains all County policies and manages
self-insured and insured programs.
-
Supervises review of contracts, leases and
agreements to ensure maximum protection
-
Provides evidence and Certificates of Insurance for
County programs and exhibits.
-
Administers internal service fund and 27 sub funds
for County and its Board Governed Special Districts and County Service Areas.
-
Administers the County SPARTA and Special Event
Liability Programs
-
Administers Board Governed Special Districts Joint
Powers Authority for Insurance
-
Processes all payments, requisitions and electronic
transfers for the Division
-
Provides Management reports on claims, exposure and
cost effectiveness of Risk Management Programs
Claims
Administration
-
Administers the County’s
self-insured, self-administered
workers’ compensation and
liability programs and
coordinates all settlement and trials
-
Administers the County’s
self-administered subrogation program and coordinates all settlements,
promissory notes, small claims court appearances and trials
-
Conducts analyses to identify areas
of possible claims reduction
-
Analyzes legislation, court
decisions and industry trends to recommend changes in procedures and policies to
minimize the County’s exposure
Loss
Prevention and Risk Reduction
-
Develops the County’s Loss
Prevention/Safety Program to prevent injury, illness or property damage caused
by unsafe acts or conditions.
-
Provides safety related consulting
and training
-
Evaluates the effectiveness of
accident prevention and risk reduction programs
-
Administers the County’s Bloodborne
Pathogen and Communicable Disease Program
-
Administers the County’s Safety
Coordinator Training Program
-
Recommends Loss Prevention Programs
to reduce the County’s exposure
-
Conducts Safety Surveys of County
facilities and operations to identify hazardous conditions and recommend
corrective action
-
Develops and distributes the
County’s Employee Safety and Health Manual
-
Reviews and approves all plans for
construction and remodeling to ensure CAL/OSHA compliance
|
