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Employee Benefits
COBRA Continuation Coverage

The Consolidated Omnibus Budget Reconciliation Act (COBRA) was enacted in 1986 to offer employees and their covered dependents the opportunity to elect a temporary extension of their plan coverage in certain instances where coverage would otherwise end.

The employee has the right to elect continuation coverage if plan coverage is lost due to any of the following Qualifying Events:

  • Termination of your employment (for reasons other than gross misconduct)
  • Reduction in the hours of your employment

The covered spouse or domestic partner of an employee has the right to elect continuation coverage if plan coverage is lost due to any of the following Qualifying Events:

  • The death of the employee
  • Voluntary or involuntary termination of the employee’s employment (for reasons other than gross misconduct) or reduction in spouse’s or domestic partner’s hours of employment with the County of San Bernardino
  • Divorce, legal separation or dissolution of domestic partnership

The covered dependent child of an employee has the right to elect continuation coverage if plan coverage is lost due to of any of the following Qualifying Events:

  • Voluntary or involuntary termination of the employee parent’s employment (for reasons other than gross misconduct) or reduction in the employee parent’s hours of employment with the County of San Bernardino
  • The death of the employee parent
  • Parent’s divorce, legal separation or dissolution of domestic partnership
  • The child ceases to be a “dependent child” under the terms of the plan(s)

Employees and qualified beneficiaries are eligible to continue health and dental coverage for a maximum period of eighteen (18) months from the Qualifying Event date. The employee or qualified beneficiary is responsible for the full applicable premium plus a 2% administration fee. Under California law, an extension of coverage is available for up to eighteen (18) additional months for medical coverage only (the cost may be 110% of the premium).

At the time of a Qualifying Event, you will receive detailed information. For more information or questions regarding COBRA, contact Employee Benefits and Services.

For detailed information regarding COBRA rights and responsibilities please refer to the COBRA Initial Notice.

 


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